No, not about me getting rich, it’s about you getting rich (financially) and hopefully enRICHing your life in the process.

I have a tremendous amount of guilt because over the years I’ve watched friends, family members and strangers fall victim to bad debt, the housing crisis and just about every other financial mis-step in-between.  I’ve also realized that a number of people are hanging on to their Coulda Woulda Lists and I could have done something about it.

What’s a Coulda Woulda List? 

It’s just like it sounds, a list of things you coulda done or woulda done if you had more time, money, knowledge, freedom, support .

Sorry to be so blunt about the whole “excuse” thing, but I want to help you make a change in 2010 and beyond.

I want to share with you some of the lessons I’ve learned through the years, the financial ones, the self-help ones and the mind your own business ones.

Back to the title of this post.  It’s the title of a well-known hip hop album.  I think it sums up the attitude you need to have in order to succeed in life.  You either go all in or you don’t. 

You can’t win if you don’t go all in. 

You can’t get rich if you don’t try your absolute hardest. 

You can’t find love if you don’t put yourself out there…on a limb. 

In short, you have to really be 100% committed, putting your time, talent, effort and available free time toward achieving your main goals in life.

Sure you might fall from time to time, but if you’re committed to making something happen, I mean really committed, great things can happen.

I’m looking forward to a fantastic 2010 and I hope you’re around to join me on this amazing journey.

There are endless possibilities in front of us. 

Let’s go get ‘em!

“I Only Took 6 Days of Vacation This Year”

My response?  Congratulations you F#$%ing idiot.

I overheard someone saying this and the only thought that went through my head was “Congratulations you F#$%ing idiot.”

Do you want some kind of medal for only taking 6 days off of the possible 245 work days (give or take for holidays and personal days) you can spend grinding away at the office.

If you’re the Office Warrior type who likes to brag about not taking your vacation or you like to share the fact that you come in when you’re sick or deathly ill, don’t bother next year.

Your coworkers don’t want your germs and they certainly don’t want your guilt trip when they take a sick day or heaven forbid, a vacation day.

If you’re an office warrior, why not set yourself a real goal in 2010 – taking all your vacation.

Yes, I know it sounds like a crazy goal, but I bet you can’t do it.

Go ahead.  Prove me wrong.  You’ll soon learn that recharging your batteries, taking time off to spend with loved ones and doing things you love outside of work will help you on the job. 

Yes, your productivity and creativity will go up if you take vacation.  Research proves it.  (Vacations.  Who Needs them.) 

My hope is that you sincerely rethink your approach to those precious few days of vacation you’re granted every year.  Manage them like you would your stock portfolio because the return on a few days off can be just as great as that next high-flying stock pick.

The only difference is the payoff will be your better health, sanity and relationships.

Go ahead and plan a great vacation right now.  There are hundreds of great deals out there right now waiting for you. 

Go ahead and take some time off.  I dare you.

Bonus Resources: For more fun no vacation facts, check out this article by John de Graaf.   Vacation Nation

A new year is about to begin and I’m sure you’re going to set some New Year Resolutions.  If that’s the case, then why not start now?  Why not think of one little thing you can do TODAY that would get you started on the path to success in the New Year?

When you do one little thing toward your goal and then follow-up with another little thing and another, you build MOMENTUM.  Momentum is the key to successfully changing something about yourself, adopting a new habit or achieving anything in life.

So why not hit the ground running in the new year by doing something small today, before the ball drops.

You’ll be that much closer to achieving your New Years Resoution(s).  Start today, this very minute by doing something toward your long-term goals and I know you’ll achieve success in 2010 and beyond.

Best of luck, but you won’t need it if you follow the above advice.

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